Clarification on Harvested Cotton
Multi-Peril Crop Insurance
August 28, 2017
In discussions with RMA-Kansas City this afternoon, officials clarified that cotton lint either on the stalk or in harvested modules in the field were still eligible for insurance indemnities if destroyed before leaving the field. The losses of the unginned cotton would be reflected in a producer’s APH calculations.
Additionally, an RMA Managers bulletin was issued that allows a grower to move a module from the field to a safer location including the gin yard if prior notice and permission is received from the insurance company.
RMA is checking procedures to determine a process for APH calculation for cotton under the gin’s control that was destroyed prior to ginning. Producers should consult their ginner as to liabilities for module coverage of unginned cotton under gin control.