Worker Compensation: Louisiana's Self-Insurance Program

John Shackelford


Because of high workers compensation insurance rates for the ginning industry in Louisiana, the cotton ginners in that state have organized a self-insurance program. Prior to organizing the program, studies were conducted to determine the feasibility of self-insurance. Reinsurance was obtained to protect the program from certain risks. In the first year of operation, Louisiana's self-insurance program was more successful than its members anticipated.

Reprinted from 1990 Proceedings: Beltwide Cotton Production Research Conferences pp. 534 - 535
©National Cotton Council, Memphis TN

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Document last modified Sunday, Dec 6 1998